Citizens Bank Offering 0% APR on Balance Transfers For 18 Months on Their Clear Value Mastercard

Citizens Bank makes its Clear Value Mastercard more appealing to prospective clients by offering a 0% annual percentage rate (APR) on balance transfers, applicable for 18 months. However, customers are warned that after the first 18 months from the card issuance, the APR will be pegged at 14.74%, 18.74% or 22.74%. The bank will determine the customer’s APR depending on their credit status.

Moreover, every balance transfer transaction will be charged a fee of $10 or 3% of the transfer amount, depending on which is higher. Additionally, after the 18-month promotional offer, the interest will apply for every purchase made using the card.

Clear Value Mastercard Features

The bank makes this option valuable for customers in need of an affordable credit account. Customers are not liable to pay an annual fee when using this card. They can also avail up to 21 days of grace period for all kinds of purchases. However, this only applies to clients who make a full account balance payment on time.

Aside from this, cardholders are given security and shopping protection, to facilitate a worry-free experience. Consumers can also take advantage of built-in extras to enhance their credit banking experience.

For customers interested in getting Citizens Bank Clear Value Mastercard, the bank requires the disclosure of various personal, financial and employment information. This includes the potential client’s full legal name, contact number, address, housing payments, and income. Applicants are not required to pay an application fee. However, the process can take from 7 to 10 days in many situations and even up to 30 days for some cases.

Among the Citizen Bank’s credit card offers, the Clear Value Mastercard is seen as a viable candidate for consumers looking for an affordable credit card experience.

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