RBC Offering Up To 3,500 Bonus Rewards Points For Going Digital With Their Rewards+ Visa Credit Card

RBC is rewarding customers with 3,500 bonus points by utilizing the mobile app and online banking.

Signing up for e-Statements, sharing the customer’s email address to the bank and making transactions on the mobile app are few of the things required to earn the bonus points.

For those who are after this impressive signup bonus and generous reward system, the RBC Rewards+ Visa Credit Card is a good choice. For every dollar spent, cardholders get to earn 1 point which can be redeemed any time. These points can also be used to pay balances, transfer to other loyalty programs and donate to charities.

Features and Benefits

Just like other reward cards, the RBC Rewards+ Visa Credit Card help cardholders collect as many points every time they use the card for payment.

In addition to helping customers accumulate points, the card also has security features for an added layer of protection. For instance, if the card is lost, cardholders can use the card lock to disable the credit card.

This card also has extended insurance to protect card purchases against loss, theft and damages. Extended warranty is up to 90 days or 3 months and doubles the warranty set by the manufacturer.


Since RBC encourages digital banking, it also allows online application for RBC Rewards+ Visa Credit Card. Interested applicants need to visit their website, click on the Apply Now button and fill out necessary forms. The bank needs personal and financial information to decide whether an applicant is eligible for the credit card or not.

When it comes to the credit limit, the bank doesn’t provide any assumed limit for the card. Personal circumstances determine the amount, however, cardholders can still request for a specific amount. The bank will have the final say whether to grant the request or not.

Fees and Charges

For a reward credit card, the RBC Rewards+ Visa Credit Card is quite expensive. Even though there’s no annual fee issued, other penalties like cash advance fee and interest rate are quite high. For purchase interest, the rate is at 24.99% up to 27.99%. Meanwhile, for cash advance, there is an added penalty of $3.50 for each cash advance.