Bank of the West Offering 3% Cash Back On Their Cash Back World Credit Card

Aspiring cardholders can find great deals, including generous cash backs and rewards when they apply for Bank of the West Cash Back World Credit Card.

With this card, customers can earn unlimited 3% cash back on purchases for dining in fast food, bars, and restaurants and on grocery items. Cardholders can also receive 3% cash back on up to $1,500 spent at qualified gas stations every quarter. All other eligible purchases earn 1% cash back. The cash back credit is automatically applied to the customer’s account every quarter.

Aside from earning rewards, Cash Back World Credit Card customers can also enjoy various advantages, including advanced features that allow cardholders to lock and unlock their card temporarily.

Traveling customers can manage their finances better by setting up card alerts that would notify them regarding the balances, purchases, and other account activities through text messages.

For damaged or worn out credit cards, customers can request a replacement card easily online. Once the request is approved, the bank will mail new cards to the address specified in the customer’s record.

Customers can also enjoy a streamlined credit card balance transfer. What’s more, this Mastercard-powered credit card also has EMV chip and advanced security features.

Application Process

Bank of the West allows aspiring cardholders to order Cash Back World Credit Card online. To get approved, applicants must be 18 years and over and are American citizens or permanent residents of the U.S. The bank gives priority to applicants with an average credit score or higher.

With this card, customers can have a credit limit of $8,000 (the nation’s average), which can go higher or lower based on the customer’s credit history.

Fees and Interest Rates

Bank of the West Cash Back World Credit Card has no annual fee. However, the bank charges several fees like cash advance fee worth $10.00 or 4% of the amount of each cash advance, whichever is higher and a late payment fee of up to $39. This card has an interest rate of 18.24% to 25.24% (depending on credit score) for purchases and balance transfers and 27.24% for cash advances.